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How to Make Money As a Stay Home Mom

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Do you need to make money fast? Are you broke? As a stay home mom, I have had to get creative. In fact, my husband (who is a CPA) and I have spent years devising ways to cut costs and add income.

Let me share some of our greatest secrets. It seems unreal, but I promise they are true. Some of the tips are stupid easy–anyone can do them. Other tips may require outside help. Don’t be afraid to ask questions if you need some expertise.

Even with outside help, you can save a bundle. With a little extra work, you could add some real cash to your overall budget. And you will be laughing all the way to the bank!

Related: 4 Reasons  Why I Chose to be a Stay Home Mom

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Make Money As a Stay Home Mom: 8 Tips to Get Extra Cash

1. Selling on Craigslist


The biggest sale I have ever made is our house.  I sold it on Craigslist.  Yes, you did not read a typo. I sold our house on Craigslist.

We put a “For Sale” sign outside, and under the word “For Sale” I gave the listing information to refer to Craigslist. The Craigslist listing had pictures and a blurb telling all about the house.  I just used the same format a realtor would have used.

It looked like a regular listing. I also make a flyer and put it out front just like any other house for sale in the neighborhood.  It was a little work but totally worth it.

We sold our house in 2 days.

Yep, 2 days.

I still can’t believe it. Having a good neighborhood definitely helped, and the market was good at that time period.

Selling in a slump would have been much harder. Since my husband is a CPA, he was able to do all the paperwork by himself. (You don’t have to be a CPA to sell your own house).

If you don’t feel comfortable doing the paperwork yourself, pay someone you feel is competent to help with the sale.  It’s definitely cheaper than a realtor.

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If you need a little more coaching, do the ForSaleByOwner route.  You will list on MLS and can get help from local real estate agents.  You will pay a little more, but you may have more peace of mind.

Another option is Facebook.  Here are 6 ways to use Facebook to sell your home according to Forbes. When you open up Facebook, there is a place to list your house for sale under Marketplace.  I have not tried this route before, but it looks to have the same effect as Craigslist. I prefer Craigslist, but don’t be bound to this one avenue.

Advertise in multiple places.  You want your home to get as much exposure as possible.  You don’t have to be a rocket scientist to list your own home.  And you can always ask for help.

I never thought I could make money as a stay home mom selling my house.  It has saved us thousands of dollars.

Related: 101 Pain-Free Ways to Save Your Money

Estranged: Finding Hope When Your Family Falls Apart book.

You can find Estranged on Amazon or in your favorite digital store. 


Yesterday, we sold our car on Craigslist. This is one of the best ways to make money as a stay home mom.  It’s all about marketing. You don’t have to leave the house to do this.  It’s all done on the computer.

It’s easy.  Just list the car with the pictures, and the buyers will come to you. We have listed our car a few other places, but we got the fastest response with Craigslist.

Recently, I listed our car at about 10 a.m. on a  Saturday morning. We had inquiries within 30 minutes.  It sold by 2 p.m. (Weekends are good for listing things.)

This will be the second car we have sold on Craigslist. The first car we sold, we actually made a $500 profit on the car. We bought it and didn’t like it. We turned around and sold it.  Many people do that as a side business. (Good idea)

Selling it yourself is so much better than selling to a dealer.  You make a lot more money. Obviously, we think a lot of Craigslist.


Make money as a stay home mom just by cleaning out your house. I regularly go through the house looking for stuff we don’t use.  If it has not been used in a year or so then out it goes. I like listing things on Craigslist because it’s free, and it’s really easy to use.

The prompts take you through each screen. There is a place to tell about your product and a place to upload pictures. After a few more prompts, it goes to your email. Then you click on the listing, and it’s up.

I find it is so much easier to deal with local sales versus eBay, which is national.  When you make money as a stay home mom, it is important to take into account your time and resources. I don’t want to pack and mail things.

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How to Make Money as a Stay Home Mom

2. Selling on the Nextdoor App             

If you want to make money as a stay home mom, the Nextdoor app is the way to go. It’s not only local, it’s really local. This app is for your neighborhood.

It’s like a virtual garage sale in a way. Only you focus on one item at a time. There is a section in the app that says “For Sale or Free.”  If you follow the prompts, it will get your listing up pretty fast.  I can do it from my phone.

How it works

The app locates people in your neighborhood.  It has different selections on whether you want to stay in your neighborhood or expand into other neighborhoods around your neighborhood.

I go for casting the net as broad as possible.  The more people see it, the faster it gets sold. As we speak, I have a lamp sitting on the porch waiting for someone who lives in my neighborhood to pick it up.

If it is a small cash item, I just tell them to pick it up on the porch and leave the cash under the mat.  No one has ever stiffed me. (Watch me get stiffed tonight). You can always meet in a public place like Starbucks if you don’t like doing it my lazy way.  Or just open your door when they come.

Latest sale

Last week, we sold our ugly closet cabinets. This is just stupid money you can make as a stay home mom.

The cabinets were original to the house. They were built in 1976. We had pulled them out of the closets.

They were just sitting in the back driveway waiting to get hauled off. Both of them were pretty rough looking-chipped, a drawer was off its treads, and painted a dingy, light blue.

We decided to put them up for sale.  I listed them both for $20. They not only sold, but someone hauled them off in the process. Basically, someone paid me to haul my junk off my property.

I tried to sell the clothes rods, too. I think I got a little too cocky about my selling prowess.

There were a few nibbles, but nada. You never know what people want.  Apparently, not 1976 clothes rods. Be flexible when you are trying to make money as a stay home mom.

Sometimes things don’t work out.

3. Selling at a Resale Shop

I try to clean out the closets regularly. I get my kids to clean out their closets now that they are older.  If it has not been worn in the last year or 2, it goes to a resale shop.

Here is a suggestion to know if you have worn something recently:  Hang your clothes all in one direction. When you wear it, hang it the other direction when putting it back.

That way you can tell what’s been worn, and what has not been worn. If it hasn’t been worn for a while, sell it.

Waiting until the end of the season isn’t always a good idea.  Try to sell your things during the season.

No one is buying shorts in the middle of January. Sell summer clothes in the summer, winter clothes in the winter. In Dallas, we have Plato’s Closet for teenage clothes, Clothes Mentor for my clothes, and ReThreads for my husband’s clothes.

The first 2 stores buy outright. ReThreads consigns. I like selling my stuff outright, but I will consign. You probably make more consigning.  I just like to be done with the whole thing. I don’t want to leave out furniture.

If you don’t want to do a garage sale, a consignment store or resale shop is great.  Consigning will make more money if you don’t mind waiting for a check.

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4. Selling on eBay

This is a good way to make money as a stay home mom if you can be patient, and wait for the bigger payoff. I have sold a few things on eBay like expensive sunglasses, a really nice reel, and a Tiffany pen.

It’s not my favorite thing because it takes about a week, there is a listing fee, and I have to make a trip to the post office. But I like the money it brings in for higher dollar items. You can arrange for pick up at your house if you don’t want to drive to the Post Office.

I’ve never done that, but if I sold all the time I would.If you don’t like dealing with strangers, it is a safer option. It’s worth trying to see if you like it.  Listing is a little more complicated, but you can Google how to list items on eBay if you need help.

5. Selling at Half Price Books

Yes, I sell our books, too. It’s an easy way to make money as a stay home mom. I keep a stack of books in the cabinet to sell. When I have enough, I haul it to Half Price Books.

Chances are you probably have a bunch of books stuffed in all sorts of places throughout your house.  Once you collect them, you could be surprised it’s several bags.

If you have teenagers, you have a stack of books by the end of the year from their school reading list. SAT and ACT books are also a great thing to sell if you are done with them. They get a pretty good return on the money.

I like getting rid of them just for space.  And the cash doesn’t hurt either.  If you have multiple kids, it might be worth saving the school reading books because they will probably be required to read the same books in several years.

6. Selling Your Stuff at a Garage Sale

I have had multiple garage sales to make money as a stay home mom.  My husband and I went through a garage sale phase.  I am out of that phase now. I’m getting too old to do that.

The first garage sale we made over $1, 000.  We were shocked.  It is a lot of work, but not bad for a weekend.

It is important to organize your items to display in a logical way, price them, advertise in the paper, Craigslist,  Nextdoor app, etc.

Make signs and put them around the neighborhood.  This is essential. I made standard signs that could be used multiple times.  I just stored them until the next garage sale.

We started at 8 am and closed up about 2 pm both Friday and Saturday.

It’s nice to arrange for a donation truck to come that Saturday to take whatever didn’t sell.  That way it doesn’t go back in the house. My kids always helped, and they got to keep some of the proceeds.

7. Selling on Facebook

Facebook is a great way to make money as a stay home mom. I have not personally tried this avenue, so I can’t tell you all the pros and cons of this.  I was just alerted by this on a post I was reading.

The post gives very good reviews. If you click on the house icon (Marketplace), click on the bar to type the item,  Facebook gives an option of three categories: Items for sale, vehicles for sale, and housing for rent/sale.

From my research, it looks like a great way to list anything.  I would love to hear from some people who use this.  Comment in the section below.

8. Donations

Donations are another way to make money.  Itemize everything you are donating, and write on the receipt the organization gives you when you bring it to the collection centerGoodwill gives a good donation value guide to help you estimate your items.

The IRS allows you to deduct the fair market value of used items in gently used condition.  Age is a determination of quality. You may not get cash, but the tax deduction is always a huge help. Make sure to save the receipt and give it to your tax accountant.

Related: The Value of a Stay-at-Home Mom

Is It Really Worth It?

Yes, it really is worth it.  You may not make that much money when you sell your stuff, but it adds up over time.

If you want to make money as a stay home mom, be willing to stay flexible and not get too greedy with your sales.  Better to move it, than keep it.

I make probably on an average $30 every week or two not including selling our house and cars.  It doesn’t sound like a lot, but if you made $60 in a month x 12…that adds up to $720.

I can guarantee you I’ve made more than that this year with the car and other special things.

Don’t get discouraged if the resale shop or the bookstore gives you $10. When you have kids, $10 can help. It’s $10 you didn’t have an hour ago. And $10 you earned, not spent.

Hopefully, some of these suggestions will help you to make money as a stay home mom.  It’s great to get a little spending money over time. Is your husband going to quit his job and live on your side hustle? No, but it does do several things:

  1. Extra cash for shopping
  2. Clean out your closets and drawers.
  3. Other people haul off your junk.
  4. Extra space is created in your house.
  5. Tax write-off.

Tell me about how you make money as a stay home mom.  Leave it in the comments. I’d love to learn new tricks!

Book on Family Estrangement: A Christian Point of View

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Estranged: Finding Hope When Your Family Falls Apart book.

Get Creating Family Memories for FREE in exchange for your email. If you get this book, it will help you build a good relationship with your kids so that when the hard times come (teen years), you will be able to weather the storm.

Scroll down or look to the side to sign up. You can also get at your favorite bookstore.

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Continue the conversation on Facebook and join the group Christian Family Living. This is a place for Christian women to share their experiences and get helpful tools to navigate the Christian life. We love to laugh, cry, and encourage each other to live out our faith one day at a time.

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Julie Plagens


  1. Doug on November 10, 2017 at 5:14 pm

    Awesome post! Super useful for moms looking to make money at home!!

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